Blender is free and will do it..

MED - What can I say about a bicycle in a Race car world...

A easy way to get max or maya is to take college classes. If enrolled in any college you can get a 2 year education licence for both products.

Also there are actual modeling programmers that are affordable( MED is not a modeling program, more like a shell of a modeling program used on the original QUAKE game) .